For families with personal, holding and management companies
Aperture is the books and the balance sheet for your whole household: every entity, every statement, and a net worth that finally matches your books.
Now accepting a small number of pilot families.
Today
Aperture
Your household
You and your family
Sound familiar?
The question nobody can answer
| Line | Amount ($) |
|---|---|
| HoldCo brokerageLive feed | 1,200,000 |
| Note receivable from RE LLCAdded by hand as an asset | 500,000 |
| RE LLC rental propertyManual, market value | 2,000,000 |
| RE LLC operating accountLive feed | 100,000 |
| OpCo LLC operating accountLive feed, full balance | 800,000 |
| Net worth shown | 4,600,000 |
| Line | Amount ($) |
|---|---|
| HoldCo brokerage | 1,200,000 |
| Note receivable from RE LLCEliminated: the household owes it to itself | 0 |
| RE LLC property and operating accountNo debt owed outside the household | 2,100,000 |
| RE LLC note payable to HoldCoEliminated against the receivable | 0 |
| OpCo LLC, your 60% shareOwnership rolls up from the cap table | 480,000 |
| True net asset value | 3,780,000 |
$820,000
The gap, explained line by line
Illustrative household, simplified. In Aperture the same tree drills from household to entity to statement.
Why your current tools can't fix it
| Tool | Books per entity | Entries between entities | Investments & tax lots | Net worth from the books | Tax documents | Data in accounts you own |
|---|---|---|---|---|---|---|
| Net worth appsKubera, Empower | Not covered | Not covered | Partial | Not covered | Not covered | Not covered |
| Small-business accountingQuickBooks, Wave, Xero | Built in | Not covered | Not covered | Not covered | Not covered | Not covered |
| Multi-entity business suitesIntuit Enterprise Suite, Sage Intacct | Built in | Built in | Not covered | Not covered | Not covered | Not covered |
| Family office reportingAddepar, Masttro, Asora | Partial | Not covered | Built in | Partial | Partial | Not covered |
| ApertureOne household, every entity | Built in | Built in | Built in | Built in | Built in | Built in |
How it works
01
Download statements as PDFs or CSVs and drop them in. Aperture shows which months are missing for every account.
02
Transactions are categorized from your own history. You review and approve; nothing posts on its own.
03
A management fee or loan between entities posts on both sides at once, and the two always agree.
04
Ownership rolls up, loans between entities cancel, and every number traces to a document.
What makes it different
Statement first
Documentation first
Organized
The engine
Security
Three places, three owners
We run the application in our AWS account. Your key and your document bucket are in your AWS account; your database is in your Neon project.
Point at, tap or tab to any box or line for what it means.
Try switching us off
Simulation only · no account changes
What your key does, plainly: it doesn't hide your records from the application while you use it. The application has to read them to do your books. Your key decides whether it can reach them at all.
Is it for you?
Pricing
Free
30 days
A sandbox with a sample family office, set up by us. Sample data only: please don’t enter real financial information.
$3,000–$6,000
a year
One household, unlimited entities and advisor seats, updates included.
One-time fee
quoted for your household
Onboarding done with you: your accounts set up, last year’s books and a year of statements brought in.
These are working prices for our first families. We'll agree one figure with you before anything is billed.
Pilot program
Built by a scientist who ran a multi-entity family office on QuickBooks, Wave and Kubera, and found that nothing tied together.
